Sakhi Swarna Sankalp
Sakhi Jewellers is a brand of Sakhi Abhushan Private Limited, a company registered under the Registrar of Companies (ROC), Government of India. With 25 years in the jewellery business and lakhs of happy customers across Madhya Pradesh, Gujarat and Rajasthan.
Gold is not just a metal. It is a promise you make to your family. But between rising prices, big lump-sum payments, and the fear of "am I buying at the right time?" most people keep waiting. And waiting costs more than you think.
Sakhi Swarna Sankalp was built for exactly this moment.
Save as little as Rs. 5,000 a month. No stress. No market-watching. No second-guessing. Just consistent, small steps and in 10 months, you have built something real.
Years in the
jewellery business
States served: MP,
Gujarat and Rajasthan
Maximum bonus
on your deposit
Here is How It Works
Every month, you deposit a fixed amount for 10 months. In the 12th month, Sakhi adds a bonus equal to 110% of your first instalment and you walk out with jewellery worth more than you ever put in.
Choose your monthly amount
Pick any amount between Rs. 5,000 and Rs. 1,00,000. You can increase in multiples of Rs. 500 based on what fits your budget.
Deposit for 10 months
Pay your chosen amount every month for 10 consecutive months. In-store or online, whichever is easier for you.
Sakhi adds your bonus
In the 11th month, Sakhi adds 100% of one instalment as a bonus. Wait until the 12th month and that bonus grows to 110%.
Redeem as gold jewellery
Walk into any Sakhi Jewellers store and shop for jewellery worth your full redemption value, bonus included. If the piece costs more, simply pay the difference.
Example: Rs. 10,000 per month
| Particular | Value (Rs.) |
|---|---|
| Your monthly deposit | Rs. 10,000 |
| Total deposited over 10 months (Rs. 10,000 x 10) | Rs. 1,00,000 |
| Bonus added by Sakhi in the 12th month | Rs. 11,000 |
| Total jewellery redemption value | Rs. 1,11,000 |
For illustration purpose only. Minimum deposit Rs. 5,000 per month. Any amount in multiples of Rs. 500 can be chosen as per your convenience.
You deposited Rs. 1,00,000. You redeem jewellery worth Rs. 1,11,000. That extra Rs. 11,000 is Sakhi's way of rewarding your trust.
Note: Sakhi Swarna Sankalp is a purchase plan, not an investment scheme. The bonus is applied as a discount on your jewellery purchase at the time of redemption. T&C Apply.
Sakhi Swarna Sankalp
Sakhi Jewellers is a brand of Sakhi Abhushan Private Limited — a company registered under the Registrar of Companies (ROC), Government of India. With 25 years in the jewellery business and lakhs of happy customers across Madhya Pradesh, Gujarat and Rajasthan.
Gold is not just a metal — it's a promise you make to your family. But between rising prices, big lump-sum payments, and the fear of "am I buying at the right time?" — most people keep waiting. And waiting costs more than you think.
Sakhi Swarna Sankalp was built for exactly this moment.
Save as little as ₹5,000 a month. No stress. No market-watching. No second-guessing. Just consistent, small steps — and in 10 months, you've built something real.
Here's how it works:
Every month, you deposit a fixed amount for 10 months. In the 12th month, Sakhi adds a bonus equal to your first instalment — and you walk out with jewellery worth more than you ever put in.
Let's make it simple with an example:
| PARTICULAR | VALUE (₹) |
|---|---|
| Your monthly deposit | ₹10,000 |
| Total deposited over 10 months (₹10,000 × 10) | ₹1,00,000 |
| Bonus added by Sakhi in the 12th month | ₹11,000 |
| Total jewellery redemption value | ₹1,11,000 |
For illustration purpose only. Minimum deposit ₹5,000/month. Any amount in multiples of ₹500 can be invested as per your convenience.
You deposited ₹1,00,000. You redeem jewellery worth ₹1,11,000. That extra ₹11,000 — that's Sakhi's way of rewarding your trust.
Note: Sakhi Swarna Sankalp is a purchase plan — not an investment scheme. The bonus is applied as a discount on your jewellery purchase at the time of redemption. T&C Apply.
Benefit of Gold Rate Protection
We at Sakhi Jewellers believe in the prosperity of our customers, thus we insure our customers get the most out of the amount they deposit with us. We convert your installment into gold immediately. It's similar like you doing a SIP. To understand better check the table below:
| MONTH | Installment Amt. (₹) | Gold Rate | Gold Weight (IN GM) |
|---|---|---|---|
| January | 10,000 | 5000 | 2.00 |
| February | 10,000 | 5000 | 2.00 |
| March | 10,000 | 5100 | 1.96 |
| April | 10,000 | 5100 | 1.96 |
| May | 10,000 | 5250 | 1.90 |
| June | 10,000 | 5250 | 1.90 |
| July | 10,000 | 5350 | 1.86 |
| August | 10,000 | 5350 | 1.86 |
| September | 10,000 | 5400 | 1.85 |
| October | 10,000 | 5500 | 1.81 |
| Total | 1,00,000 | 19.13 | |
| Sakhi's Discount | 90% | 1.63 | |
| Total with discount | 1,14,266 | 20.77 |
In this way, by investing in the changing rates of the entire plan period, you can make your purchases according to the average rate of gold and keep your investment 100% safe with the rising trend of gold rates, that too with 90% additional gold to be given on the 1st installment amount.
| Details | Value (₹) | Gold Weight (In Gm) | Benefit (₹) |
|---|---|---|---|
| Without Gold Rate Protection | 1,09,000 | 19.81 | - 5266 |
| With Gold Rate Protection | 1,14,266 | 20.77 | + 5266 |
LET'S GET STARTED IN 4 SIMPLE STEPS
Register
Open your Sakhi Swarna Sankalp account online or walk into any Sakhi Jewellers store near you.
Deposit Monthly
Pay a minimum of ₹5,000 per month — or any higher amount in multiples of ₹500. Pay conveniently via Cash, UPI, or Post-Dated Cheque. Do this for 10 months. That's it.
Earn Your Bonus
In the 12th month, Sakhi adds a bonus equal to your first instalment — directly towards your jewellery purchase. The more you save, the bigger your bonus.
Own Your Jewellery
Walk in. Pick what your heart loves. Redeem your full savings plus your Sakhi bonus — and own jewellery worth more than you ever deposited.
Why Sakhi Swarna Sankalp? The Numbers Speak.
You don't have to take our word for it. See how Sakhi compares — month by month, rupee by rupee.
| Redemption Month |
Leading National Brand |
Sakhi Jewellers ^ |
Your Extra Benefit with Sakhi |
|---|---|---|---|
| 11th Month | 55% | 100% | +45% Extra |
| 12th Month | 65% | 110% | +45% Extra |
^ Sakhi benefit applied as purchase discount at time of redemption. T&C Apply.
* Comparison based on publicly available scheme information. For illustration purpose only.
Other Benefits of Sakhi Swarna Sankalp
-
Jewellery on Your Terms
Celebrate life's moments without a financial burden. Plan ahead and shop freely without any last-minute stress.
-
Pay Any Way
Cash, UPI or Post-Dated Cheque. Your choice, always. No complicated banking process required.
-
Family Security
Your family's gold future, planned and protected today. Every instalment is a step toward something lasting.
-
Start Small, Win Big
Begin with just Rs. 5,000 per month and grow at your own pace. No pressure, no upper limit to your ambition.
| REDEMPTION MONTH | LEADING NATIONAL BRAND | Sakhi Jewellers^ | YOUR EXTRA BENEFIT WITH SAKHI |
|---|---|---|---|
| 11th Month | 55% | 100% | +45% more value |
| 12th Month | 65% | 110% | +45% more value |
^ Sakhi benefit applied as purchase discount at time of redemption. T&C Apply.
* Comparison based on publicly available scheme information. For illustration purpose only.
Some Other Amazing Benefits of Sakhi Swarna Sankalp
- Jewellery on Your Terms — Celebrate life's moments without a financial burden.
- Pay Any Way — Cash, UPI, or Post-Dated Cheque. Your choice, always.
- Family Security — Your family's gold future, planned and protected today.
- Start Small, Win Big — Begin with just ₹5,000/month and grow at your own pace.
Let's talk to Start
OTP is required to submit this form.
See What Your Savings Become
Choose your monthly deposit and instantly see your gold jewellery redemption value.
Calculate Your Gold Benefit
Choose your monthly deposit and see exactly how much jewellery you can redeem.
✦ Both plans require only 10 monthly deposits. The bonus amount changes based on when you redeem.
If jewellery costs more than your redemption value,
simply pay the difference at the store.
Frequently Asked Questions
Anyone above 18 years of age can enroll. You will need to submit your PAN card details at the time of registration. You can start online or walk into any Sakhi Jewellers store.
You can start with as little as ₹5,000 per month. You can deposit any higher amount in multiples of ₹500 — as per your convenience.
You can redeem from the 11th month onwards with your full 100% bonus applied. Redeem in the 12th month and your bonus increases to 110% of your first instalment. Redemption is not available before the 11th month.
We offer a 30-day grace period for missed instalments. If the deposit is not made within 30 days, the plan lapses and the bonus benefit is forfeited. Your total deposited amount remains yours for jewellery redemption.
No. Sakhi Swarna Sankalp is a purchase plan — not an investment scheme. You make advance deposits and redeem jewellery worth more than you saved, thanks to Sakhi's loyalty bonus applied at the time of purchase. T&C Apply.
*Sakhi Swarna Sankalp is a jewellery purchase plan offered by Sakhi Abhushan Private Limited. It is not an investment scheme. The bonus is applied as a purchase discount at the time of redemption. For complete Terms & Conditions, click here. For further queries, fill the form above or contact our store directly
